Genworth’s CEO Aims for 2025 Long-Term Care Insurance Launch | ThinkAdvisor
Source: Genworth’s CEO Aims for 2025 Long-Term Care Insurance Launch | ThinkAdvisor
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LTC Awareness Month
Since November is National Long-term Care awareness month, I wanted to provide you with some valuable information on how to effectively discuss long term care with your clients. Long term care is an important topic that many individuals overlook until it becomes a pressing issue. As insurance agents, it is crucial for us to educate […]
Cash Value Life Insurance – is it a good deal?
Cash Value Life Insurance as an Investment “Cash value life insurance is a good long term investment” “Whole life insurance returns dividends in excess of seven percent” “Indexed universal life lets you accumulate money tax deferred and withdrawal at retirement time tax free” Truth or Hype The downside details that are downplayed, not mentioned, or […]
Life Insurance for Someone Who Had a Heart Attack
Heart attacks and life insurance Is it possible to get life insurance for someone that had a heart attack? There are now several life insurers that will make favorable offers: sometimes as good as a standard rate for life insurance. At it’s most basic, a heart attack (myocardial infarction) is when heart muscle cells become […]
Term Life – Is Price the Only Thing that Matters?
Price matters, but is that all that matters? Consumers of term life make their buying decision based mainly on price, but there are a few other things to consider. With so many products similarly priced maybe consumers should look at the other features that might be important to them. Let’s look at a few features […]
Long Term Care and Chronic Illness Riders on Life Insurance
Long Term Care and Chronic Illness Accelerated Benefit Riders What are these riders designed to do? These riders are designed to provide early access to the death benefit in the event that the insured is chronically ill or has severe cognitive problems. The idea is that the money can help pay for extra care. The […]
3 reasons to focus on term conversions now
What happened to all those term policies you sold in the last 10 plus years? Term life insurance is bought more than any other life insurance. Some purchasers may only want it for the term period they selected. But many may want to continue coverage past the selected level premium period. For many purchasers this […]
Life Insurance for someone with Colorectal Cancer
Colorectal cancer and life insurance Someone with colorectal (colon or rectum) cancer may find it difficult to get affordable life insurance. Many life insurers look unfavorably at people with some colorectal caners because the statistics show that a certain percentage of these people will die prematurely. According to The American Cancer Society Colorectal cancer is the […]
Adding Insult to Insulin: Can Diabetics Get Life Insurance?
Diabetes What is Diabetes? Diabetes is a condition in which the body fails to produce enough insulin, or fails to process insulin normally. Can Diabetics get life insurance? Of course, however, there are some guidelines and restrictions as a result of secondary issues from irregular pancreas function. Insulin is normally produced in the pancreas. It […]