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Life Insurance for Someone Who Had a Heart Attack
Heart attacks and life insurance Is it possible to get life insurance for someone that had a heart attack? There are now several life insurers that will make favorable offers: sometimes as good as a standard rate for life insurance. At it’s most basic, a heart attack (myocardial infarction) is when heart muscle cells become […]
Term Life – Is Price the Only Thing that Matters?
Price matters, but is that all that matters? Consumers of term life make their buying decision based mainly on price, but there are a few other things to consider. With so many products similarly priced maybe consumers should look at the other features that might be important to them. Let’s look at a few features […]
Long Term Care and Chronic Illness Riders on Life Insurance
Long Term Care and Chronic Illness Accelerated Benefit Riders What are these riders designed to do? These riders are designed to provide early access to the death benefit in the event that the insured is chronically ill or has severe cognitive problems. The idea is that the money can help pay for extra care. The […]
3 reasons to focus on term conversions now
What happened to all those term policies you sold in the last 10 plus years? Term life insurance is bought more than any other life insurance. Some purchasers may only want it for the term period they selected. But many may want to continue coverage past the selected level premium period. For many purchasers this […]