Blog
E-Cigarettes Just More Smoke and Mirrors, Doctors Say
I saved this article from nearly 6 years ago. Doctors knew what was going on, as did the makers of e-cigarettes. 6 years later, the makers of e-cigs are doing nearly $4B in sales a year while 13 year old are getting addicted to nicotine with irreversible lung damage. Source: E-Cigarettes Just More Smoke and […]
Impaired Life Insurance: learn to profit from it
Stand out from the crowd: perform the more difficult job and make it look easy. Many insurance agents shy away from trying to help people with health impairments because it looks like more work. It is more work, but it’s worth it: and not just monetarily. Yes the premiums are larger, but so are the […]
too old for term life
Do you have clients that are “too old” for term life insurance? The current financial pundits like Dave Ramsey and Suze Orman recommend term life instead of cash value plans. But, what if your client is too old for your term life plans. At age 60 most companies will not offer anything longer than a […]
So you think you’re immortal?
If you think you are immortal? I beg to differ and so does the Social Security Administration. See the US Social Security Mortality Table 2013 Based on their table I’ve calculated some odds. Our clocks are always ticking. Male Age Odds you’ll be dead in 20 years Odds you be dead in 30 years 30 4.72% […]